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What Rate Do You Actually need?

Enter the income you want to take home. This works backwards through unbillable time, expenses, tax and platform fees to the rate that gets you there.

Your numbers

Target monthly take-homeWhat lands in your account each month, after tax and expenses

Billable hours / weekOnly hours you can invoice

Weeks off / yearHoliday, sickness, gaps

Monthly business expensesSoftware, equipment, accountant, etc. — leave 0 if none.

Platform commission

Platform fee10%

Tax rate20%

What you charge todayOptional — powers the gap below

$/hr

The rate that gets you there

Live

Hourly$47.83/hr96 billable hours a month

Day rate$3838 billable hours

Two-week project$3,82680 billable hours

mmultifolio.app/rateScreenshot-friendly

Where the money goes

Your take-home$3,000

Expenses$300

Tax at 20%$825

Platform fees at 10%$458

Gross you must invoice$4,583

Based on 96 billable hours/month across 46 working weeks.

All values are editable estimates and can change over time; this is not tax or financial advice. Check current platform and tax rates before deciding.

Hourly$47.83/hrFull result

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